CCAR Reporting Workbench

Comprehensive Capital Analysis and Review (CCAR) and the DFAST annual stress tests are programs by the Federal Reserve to augment supervisory assessments of capital adequacy and the processes through which the identified large & complex BHCs/IHCs, internally assess their capital needs. Of the two, CCAR is the broader supervisory program that includes supervisory stress testing while assessing a BHCs’ own practices for determining capital needs, their practices around risk measurement & management, and capital planning and decision making.


  • A single unified workbench encompassing all LoB, Assets classes & teams for CCAR report aiding in robust monitoring & tracking
  • Automates the manual process adhering to CCAR’s internal control & governance expectation
  • Identification of issues in the CCAR generation process as it occurs preventing final report submission delay.
  • Flexible and iterative workflows to identify and fix calculation errors at point of occurrence
  • Unified & common dashboard for entire team to work efficiently and in sync
  • Better control on SLAs and ability to improve the process (reduce errors and ensure timeliness)
  • Smarter and efficient way to manage & control multi-stage and complex process


Iterative Stress scenario flow

  • Create tasks for elements & portfolio of stress scenario reports as required for the bank/ mandated by Fed Reserve
  • Ability to configure & manage the Models and Scenarios used in Stress Testing

Unified system

  • Links Business Users, Operations, Risk & Compliance Officers, Finance, Audit, Treasury & Sr. Management/Board
  • Common dashboard with traffic lights

Orchestration framework

  • Workflows to manage exceptions and corrective actions
  • Dashboards to view SLAs, progress/status of various stages in report generation
  • Audit trail of changes and issues
  • Ability to connect to systems (core banking, treasury, ERP, etc) or re-initiate risk system activities


  • Monitors calculated risk metrics (like) values for sanity
  • Monitors SLAs for report generation
  • Entitlements for exception process resolutions
  • Reports on trends and audit summary

Flexible and extensible

  • Ability to add new systems, processes and user-roles
  • It can be easily be updated to handle changes in risk systems and risk metric validation criteria
  • Ability to quickly include validations for specific portfolio or scenario driven calculation flows